Insurance for Reiki practitioners
Insurance that's as stress-free as your sessions – including public liability, business contents and personal accident cover.
Be quote confident. We'll beat the price of any like-for-like quote. T&Cs apply.
Reiki insurance quote
What does Reiki insurance cover?
As a Reiki practitioner, your clients look to you for a sense of relief and relaxation. And while that's always your aim for each session, accidents can happen out of nowhere with customers, your employees or your equipment. If an incident occurs, someone could make a claim against you, which could cost your business – both in terms of finances and your trusted reputation.
10% of reiki practitioners paid £8.71 a month or less for their Superscript business insurance between January and March 2023.
Our Reiki business insurance provides you with cover that gives your customers confidence and protects what you need it to most. This includes:
- Choose from £1, £2 or £5 million of public liability cover
- Optional employers' liability, business contents and personal accident cover
- Five-star rated customer service and claims support
- Receive instant documents to your inbox
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
What insurance does a Reiki practitioner need?
Public liability insurance
From clients to class members, the nature of your work means you're regularly in contact with a range of people. If someone hurt themselves or their property was damaged as a result of your work and made a legal claim against you, public liability insurance for Reiki practitioners would cover the financial compensation associated with the claim.
Employers' liability insurance
Whether you hire an assistant to help out with your admin or a fellow Reiki practitioner to form a team, if you're a UK business with employees, you're legally required to have employers' liability insurance, regardless of whether they're full-time, part-time, contracting or temporary.
If an employee suffered a work-related illness or injury and made a claim against you, employers' liability would cover the legal and compensation costs.
Business contents insurance
From folding beds to business laptops, being a Reiki practitioner can require some expensive equipment that could cost your business if it was broken or damaged. If this happens, business contents insurance can cover the cost to replace or repair it, so your healing isn't halted.
For mobile Reiki healers who pratise in multiple locations, our business contents insurance can cover your insured equipment in the UK and temporarily anywhere in the world.
Accident and sickness cover
While the art of Reiki is relatively low risk, sometimes accidents can happen to you, with the potential to put you out of work. Accident and sickness insurance comes in three parts to cover workers aged between 16-69.
Firstly, it’s designed to provide financial support for up to 50 weeks if you or an employee goes on long-term sick leave. It can also provide financial assistance for up to 180 nights if you, or an employee, were hospitalised.
And finally, a lump sum benefit of up to £50,000 can be paid out if you or an employee suffers a serious injury or up to £25,000 in the unfortunate event that an insured person dies.
Cyber insurance
Cyber insurance is important for any business that holds personally identifiable information, such as names, addresses, phone numbers and even card details. If someone targets your business to steal data, or your business is in breach of GDPR, cyber insurance can cover the damages.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
How do claims work?
Notify us of the claim
Contact us by email at claims@gosuperscript.com, by 24/7 freephone on 0800 772 3059 or by logging in to your customer portal.
Ideally this should be done as soon as possible and within 30 days of you becoming aware of anything which you think may be covered by your insurance.
A good indicator of whether or not to let us know is if there's an issue which may require a payment to be made on your behalf.
We'll get on the case
We'll acknowledge your claim within 24 hours, and sometimes in as little as 30 minutes! This means you'll receive email confirmation of your claims reference and contact information should you need to speak to us.
We will then reach out to you within 48 hours to request any extra information we need to progress your claim.
We'll keep you updated on the next steps as the claim progresses.
A decision is made
We'll let you know if your claim is successful or not. If your claim isn't covered, we will always try to point you in the right direction and support you as best we can in getting back to normal.
Read about the most common reasons claims aren't paid.
If your claim is successful, once we have all the documents we need, we will aim to settle claims such as accidental damage, theft and lost equipment within five working days.
Reiki insurance FAQs
Do I need insurance to practise Reiki?
If your Reiki business has employees, the only business insurance that's legally required is employers' liability cover.
However, while not required, many Reiki healers will choose to buy public liability insurance as not only does it give your clients confidence in your business but ensures you're covered for claims that could occur from accidental injury or property damage from anyone who isn't an employee.
Do you need to see my qualification certificates or license to operate?
No. We don't need to see these when you're buying insurance, however, we may need to see them if you make a claim, so it's worth hanging onto them.
Do you offer cover if I stop practising?
Yes, we can add run-off cover to your policy. Run-off insurance can cover you for claims made against you for work you've done after you've stopped practising.
Do I pay for cover monthly or annually?
With Superscript you have the flexibility to pay for your insurance monthly or yearly, depending on what works best for you.
You can also amend your policy any time, without fees, so you can keep your cover up to date as your business changes during the policy period.
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Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.