Landlord guides
Are you a landlord looking for help and guidance? Check out these useful guides, templates and articles.
Essential reading for landlords
A guide to your responsibilities as a landlord
Being a landlord comes with a lot of important responsibilities. We run down the key things to be aware of when you own a rental property.
Your rights as a landlord
Landlords’ responsibilities in the UK are well documented, with regulations and legislation in place to protect tenants’ rights. Here, we examine what rights you can enjoy as a landlord.
Deposit protection schemes
All landlords in the UK are required by law to hold their tenants’ deposits in an independent protection scheme. Here we breakdown how the system works, explaining everything you need to know as a landlord.
Should I rent to tenants with pets?
Pet-friendly lets are a pretty controversial issue. But how should landlords handle tenants with four-legged family members? Here’s some advice to help you decide what to do (and how to take the next steps).
Finding the right tenant for your property
When letting out your property, finding the right tenants is a crucial part of protecting your investment and your home. We run down the key things to consider when selecting who to rent to.
What the abolition of Section 21 means for landlords
The UK government has introduced a Renters (Reform) Bill, committed to abolishing Section 21 'no-fault' evictions, to parliament. Here we break down what this means for landlords.
Download your free landlords' guide
It's quick, instant and unlocks 42 pages of valuable advice for new and aspiring landlords.
Useful templates for landlords
Need to write a letter or whip up a contract? Here are some ready-made templates to help you:
Student lets and HMOs
A landlord’s guide to HMO licensing
Around 1 in 10 private rented properties in the UK are classed as houses in multiple occupation (HMOs). We explore what licences landlords need to let out their HMO properties.
A landlord's guide to student lets
Considering letting out your property to students, but not sure where to start? Find out in our latest article.
Maximising your student lettings in university towns
Live in a busy student town and considering letting a student property? Find out how to make the most of your investment in our latest article.
Helpful calculators
Rental yield
Use this to help work out the percentage of profit you could make from your rental property.
Affordability
Use this to help estimate whether your tenant's income will comfortably cover the rent.
Insurance for landlords
HMO insurance
Several tenants with separate tenancy agreements under one roof? We offer cover for landlords of rental properties classed as houses in multiple occupation in the UK.
Student property insurance
Landlord insurance for residential properties offering enhanced cover for student tenancies, including cover for malicious damage caused by young, excitable academic occupants.
Multi-property portfolio insurance
Cover for investor landlords with diverse portfolios, including commercial, residential and combined properties, with a multi-property saving of up to 17.5%
Legal protection and rent guarantee
Add landlords' legal protection and rent guarantee cover to your landlords' insurance and we'll cover your expenses for recovering rental arrears, repossessing a property after an eviction and much more.
Landlord's home emergency cover
Add landlords' home emergency cover to your landlords' insurance and you can enjoy peace of mind, knowing that you property is protected against unexpected risks that require a fast response.
Commercial landlord insurance
Customisable cover for landlords of commercial properties, including buildings and contents insurance, fittings and fixtures cover and property owners' liability.
Commercial landlord legal protection
Add commercial landlords' legal protection cover to your landlords' insurance and we'll cover your costs up to £100,000 for a range of key legal expenses.
Maintenance and property upkeep
A landlord's guide to inspecting your property
All landlords must strike a balance between actively ensuring their properties are well maintained and leaving their tenants to quietly enjoy use of their home. Enjoy our guide to how to perform the perfect property inspection.
The top 5 maintenance skills every landlord needs
Being a new landlord is tough, with many responsibilities on your shoulders. This guide helps you get ahead of your tasks and save money on the essential maintenance jobs in your property.
How to remove vermin from your rental property
Learn how to identify, prevent and address common pest issues, such as wasps, hornets, squirrels, mice and rats, in your rental properties.
A landlord's guide to end-of-tenancy cleaning
For any landlord, the process of cleaning and preparing your property between tenants is crucial to protecting your investment. Read our guide on how to effectively clean your rental property.
What do EPC rules mean for landlords?
Government rules around Energy Performance Certificates (EPCs) in rental homes have changed in recent years, with another major change coming into force in 2028. We break down what all this means for landlords.
How to protect against flood damage
Your property is more likely to be impacted by flooding than any other natural disaster, and the costs associated can be enormous. Here's what to do if you're affected by flood waters.
Getting the most from your investment
Allowable expenses for landlords — what can I claim?
From insurance and ground rent to certain maintenance and repair works, what are HMRC’s current allowable expenses for landlords? Read our guide.
7 ways for landlords to reduce costs
In the face of interest rate hikes and soaring mortgage rates, what can landlords do to cut costs? Here are seven things to do if you’re looking to save money – and some things you shouldn’t do.
A landlord's guide to rental yield
Rental yield is one of the most important metrics for landlords. Find out how to calculate it, how to improve it, and the average rental yield in your region.
- 9 Dec 20247 minute read
How to protect against flood damage
Your business is more likely to be impacted by flooding than any other natural disaster, and the costs associated can be enormous.
- 16 Sep 20247 minute read
Maximising your student lettings in university towns
Live in a busy student town and considering letting a student property? Find out how to make the most of your investment in our latest article.
- 9 Sep 20246 minute read
How to remove vermin from your rental property
Learn how to identify, prevent and address common pest issues, such as wasps, hornets, squirrels mice, and rats, in your rental properties
Authorised by the FCA
The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
A-rated financial strength
Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
Protected by the FSCS
If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.